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"About Us" Pages in Small Business Websites
The Internet has been heralded as "the great equalizer": on a browser window, any company, no matter how small, can look as good as a large company with a long history of quality and service. This situation presents an important challenge for small...
Finance Your Small Business: So Much Money – So Little Time
$47.4 million venture capital funded projects today. $86.4 million yesterday. $51.4 million the day before. These amounts are not made up. They are actual numbers from actual reported venture capital funding. I get these notices emailed to me day...
"How to give your small business web site a corporate look"
The Web is an amazing thing! You can be a 15-year old girl and make everyone believe you are a big-time executive who just can't wait to get home from work after a busy day of meetings and lunches, and relax by your big-screen TV with an expensive...
Mesopia.com introducing new cost effective and cutting-edge load balancing web hosting solutions for small to medium size businesses.
OKLAHOMA CITY, OK (USA) - September 02, 2004 - Today, Mesopia.com, a dedicated hosting services provider offering cost-effective and fully managed web hosting solutions, has announced that it has released its new series of powerful load balanced...
Operating a small business WITHOUT accountants, lawyers etc...
The average small business owner in the United States now spends between 35% and 45% of their time handling just the employee related paperwork. The typical small business owner has the burden of running payroll, buying workmans compensation...
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How to Finance a Small Business
Confused by how to finance a small business? One key to a successful business start-up and expansion is your ability to obtain and secure appropriate financing.
Raising capital is the most basic of all business activities. But as many new entrepreneurs quickly discover, raising capital may not be easy; in fact, it can be a complex and frustrating process. However, if you are informed and have planned effectively, raising money for your business will not be a painful experience.
This guide focuses on ways a small business can raise money.
There are several sources to consider when looking for financing. It is important to explore all of your options before making a decision.
Personal savings: The primary source of capital for most new businesses comes from savings and other forms of personal resources. While credit cards are often used to finance business needs, there may be better options available, even for very small loans.
Friends and relatives: Many entrepreneurs look to private sources such as friends and family when starting out in a business venture. Often, money is loaned interest free or at a low interest rate, which can be beneficial when getting
started.
Banks: The most common source of funding, banks, will provide a loan if you can show that your business proposal is sound.
Venture capital firms: These firms help expanding companies grow in exchange for equity or partial ownership.
It is often said that small business people have a difficult time borrowing money. This is not necessarily true.
Banks make money by lending money. However, the inexperience of many small business owners in financial matters often prompts banks to deny loan requests.
Requesting a loan when you are not properly prepared sends a signal to your lender. That message is: "High Risk!"
To be successful in obtaining a loan, you must be prepared and organized. You must know exactly how much money you need, why you need it, and how you will pay it back. You must be able to convince your lender that you are a good credit risk.
You may freely reprint this article provided the author's biography remains intact:
About the Author
John Mussi is the founder of Direct Online Loans who help UK homeowners find the best available loans via the www.directonlineloans.co.uk website.
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